The Operating System for Trucking 24/7  +1 (737) 306-1175or we call you →
Factoring built in

A real NOA engine — not a PDF in an email

If you factor, LoadBoot carries your Notice of Assignment everywhere money moves. Brokers see the factor’s remit-to on every pay panel with UCC §9-406 language; your own bank stays hidden. And when it’s time to fund, the factoring packet is already assembled.

Org-level activation — declare your factor once, upload the NOA; every new booking notifies the broker automatically.
Verified, then trusted — LoadBoot reviews the NOA letter; pay panels show “NOA verified by LoadBoot ✓” so brokers pay without calling anyone.
Per-broker freedom — choose factoring or direct pay broker-by-broker; switch anytime.
Release flow — leave your factor cleanly; the remit-to flips back to you everywhere at once.
Carrier factoring controls — NOA verified, per-broker factor/direct routing, release flow
The real factoring panel — NOA verified, per-broker control, one-tap release flow.
What the broker sees

UCC §9-406, on every pay panel — so nobody pays twice

The moment a broker opens the pay panel on a factored carrier’s invoice, the NOA does the talking: a red Notice-of-Assignment warning, the factor’s verified remit-to, and a memo reference that matches the payment to the invoice automatically.

The legal language is right there — “after an NOA, paying the carrier can leave you liable to pay the same invoice twice (UCC §9-406)”. No side-channel PDFs, no surprises.
Bank details verified by LoadBoot — brokers pay a remit-to that has been checked, with the memo reference that reconciles it.
Receipt closes the loop — the broker attaches the transfer receipt and the receipt-verified rail takes it from there.
Broker pay panel for a factored carrier — NOA warning, verified factor remit-to, memo reference and receipt upload
The real pay panel — NOA warning, verified remit-to, memo-matched receipt upload.
Funding day

The factoring packet assembles itself

Factors fund clean paperwork. LoadBoot collects it during the trip — so when the load delivers, one tap opens the bundle your factor needs, with a checklist of anything still missing.

Invoice, RC, POD, receipts — the four things every factor asks for, gathered automatically with GPS-stamped uploads.
Missing-items checklist — the packet tells you exactly what still blocks funding before you email anyone.
GPS proof included — server-verified arrive/depart stamps ride along as delivery evidence factors accept.
Typical funding: same or next business day — because the paperwork shows up complete the first time.
Factoring packet — invoice, signed POD, lumper receipt, GPS proof and a missing-items checklist
The real packet — assembled during the trip, checklist included.
The fine print, handled

Factoring without the gotchas

Your bank stays hidden

On factored invoices, brokers only ever see the factor’s remit-to. Your account details are never exposed on a pay panel that shouldn’t show them.

The 5% never touches your advance

LoadBoot’s flat dispatch fee invoices your account directly — it is never deducted from what the factor owes you. See pricing.

🚪

Clean exits, by design

Until your factor’s release letter is on file, brokers keep paying the factor — so leaving never creates a UCC breach or a double-payment mess.

Works without factoring too

Direct carriers get the same rail: verified bank remit-to, memo-matched receipts, and the same packet for direct billing. Payments & settlements.

Questions

Factoring & NOA FAQ

What is a Notice of Assignment (NOA)?

A legal notice from your factoring company telling debtors (brokers) that your receivables are assigned to the factor — under UCC §9-406, once a broker receives it, paying you directly does not discharge their debt. LoadBoot carries that notice into every pay panel and invoice automatically.

What does the broker actually see?

A red Notice-of-Assignment warning, then the factor’s remit-to — company, bank, account, remittance email — verified by LoadBoot. Your own bank details never appear on a factored payment panel.

Can I keep some brokers direct?

Yes, if your factoring contract is non-exclusive. Per-broker control lets you route specific brokers to pay you directly while everyone else pays the factor — flip any broker back at any time.

What is in the factoring packet?

Everything your factor needs to fund: the invoice, the executed rate confirmation, the signed POD/BOL, lumper and accessorial receipts, and the GPS proof note — with a checklist of anything still missing. It is collected automatically during the trip; you just send the bundle.

How do I leave my factoring company?

Upload the factor’s signed release letter and the remit-to flips back to your bank everywhere at once. Until the release is on file, brokers keep paying the factor — so nobody accidentally breaches the NOA.

Does LoadBoot charge extra for factoring support?

No. The NOA engine, per-broker routing and the factoring packet are part of the platform. LoadBoot’s flat 5% dispatch fee is unchanged — and it is always invoiced to your account, never taken from your factor’s advance.

Factor-friendly by design.

Your NOA travels with every invoice, your packet assembles itself, and leaving your factor is one letter — not a lawsuit.

Create a carrier accountPayments & settlements
Keep exploring

Related services & guides

Get a QuoteGet Started